Is bad credit preventing you against getting a car loan?

Is bad credit preventing you against getting a car loan?

At Legacy Auto Credit, we concentrate on rebuilding our customer’s credit through low-interest car and truck loans.

A free consultation with one of our credit experts to get started if your credit is preventing you from getting into a reliable vehicle, book!

Boost your Credit Rating

Our objective is always to transform our clients’ monetary life by increasing their credit ratings, permitting lenders and creditors to think about them low-risk. We accomplish that goal through getting our consumers to the vehicle that is right restore their credit rating.

Legacy Car Credit provides:

  • Low-kilometre cars, to help you drive a dependable car and make low payments
  • Industry-leading car loan prices — we’ll never charge you 20-30% prices like other creditors
  • 2-5 term options year
  • Reports to Equifax, to ensure your credit rating improves within the term
  • Detailed intends to allow you to reconstruct your credit
  • Partnerships with dealer teams, to offer you a large choice of automobiles to meet up your requirements
  • Professional staff to simply help with debt-restructuring through proposals and bankruptcy
  • Multi-point car inspections, in reducing the opportunity of unforeseen repair expenses
  • 30 Exchange day
  • Free Distribution

Step One

Apply On Line

Our effortless credit application will obtain the process began with certainly one of our Credit and Finance Advisors.

Step Two


Our consultative method of financing will show you through the credit rebuilding process and help you reconstruct your credit with a car loan.

Step Three

Drive Away

After your approval, you’ll drive away in your vehicle that if you’d like day! By way of our super easy procedure, we shall enable you to get approved and driving in no time, you want through rebuilding your credit so you can get back to living the life.

The Thing That Makes Us Various

Our Company Is The Financial Institution

We have been an in-house funding company that lends our very own cash, and that causes us to be different.

Meet The Group

At legacy Auto Credit you are able to select whom works in your favor. Our non payment Credit and Finance Advisors can get you authorized and explain to you car choices

We Deliver

Whom knew vehicles were like pizza. You will get our rate that is low in funding anywhere in Ontario and never having to keep your property.

Exchange Privilege

We’re certain you’ll be satisfied with your purchase, however in situation you’re not merely take it back* and we’ll allow you to trade it for the right one. (*Some exceptions use)

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What goes on if we can’t get car loan from a dealership there are certain factors why somebody may not be able to get a auto loan from the dealership. From bad credit never to being.

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We have been dedicated to causing you to a lasting client and friend.

We had a phenomenal experience working with Vic, and legacy automobile credit. Assisting us realize exactly just exactly how credit file work and exactly how to enhance it, making us feel confident!

Victor had been amazing! He had been really thorough explain every thing we needed seriously to understand and replied any concerns that I’d. He definitely went far above to obtain me personally another car. I might strongly recommend planning to see him if you should be hunting for another automobile.

Vic had been great in enabling me personally a motor vehicle that I favor and it is reliable. I would, he worked very well with my income as well if I could give more than 5 stars!

Vic had been amazing to manage exemplary interaction through the whole procedure. Stepped me detail by detail placing me personally in to automobile that was suitable for me personally! Many thanks for your entire assistance

Definitely the experience ive that is best had purchasing an automobile had been using this spot! Everybody else is really helpfulf! Vic had been great with interaction and keeping us as much as date from the procedure and got us automobile we desired quickly without issues! Would certainly keep coming back once again

May I get a motor auto loan following a repossession?

Yes, at Legacy Auto Credit we recognize that a repossession is often the results of an event that is uncontrollable situation wisconsin cash advance. Quite a few consumers have experienced a past repossession or will undoubtedly be going back their automobile towards the bank whenever filing a bankruptcy or customer proposition.

Will this help me to build my credit?

Yes, if you create your repayments on time. Legacy Auto Credit reports your re re payment history to Equifax month-to-month. With time with on time payments your rating shall increase.

What exactly is In-House Financing/Leasing?

At Legacy Auto Credit we provide In-House Financing/Leasing. What this means is you pay us back that we provide the funds and then. We are able to have a look at your credit situation on a level that is personal determine your capability to create re re payments even though you have actually bad credit. We make the ultimate decision on the approval which leads to more approvals and better rates. Our rates of interest for Consumer Proposal and Bankruptcy clients begin at 7.99per cent oac on brand brand new vehicles.

Imagine if i have already been turned straight straight straight down before?

We come across people which were formerly rejected as a result of a few reasons which may have included, poor re re re payment history, maybe perhaps maybe not the time face to face, way too much financial obligation and income that is non-garnishable. With this In-House system we have a look at your earnings, costs and debts that could be evoking the turn downs and offer you with answers to get you rebuilding and driving your credit.

I still qualify if I have filed a bankruptcy or consumer proposal, can?

Yes, at Legacy car Credit our In-House program was made for consumer and bankruptcy proposal clients. If you are planning to file or have previously filed and are also maybe not discharged, it is possible to nevertheless be eligible for a our low price in-house system. We use a few trustees whom see you to succeed in rebuilding your credit that we truly offer low rates and want. If you’re planning to file we’re going to utilize you to definitely secure an automobile before filing to enable you to be confident in going back your present car which have a lot of negative equity, has excessive of repayment or does not suite your preferences any longer. We additionally report your instalments to Equifax which will surely help re-establish your credit rating.

Did not see just what you had been interested in?

We’re Right Right Here To Assist

Our task is always to assist individuals with bad credit get automotive loans at a cost point sufficient reason for prices they could afford. No matter your circumstances, it is well worth reaching out and talking to certainly one of our credit experts. Don’t let credit that is poor in the form of residing a far better life.


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